Where is Best Place for Debt Consolidation. Debt Elimination Tips and Secrets to do FIRST

Where is the best place to get a debt consolidation? Don't get ripped off by the wrong place. Is debt consolidation a scam? It can be if you don't educate yourself. The tips and secrets are real. Bankruptcy or debt consolidation? Bets website for information can be searched online.
Is Debt consolidation a good idea? Is it legit? Is it legal? How does debt consolidation affect credit score? The bank will sue if you default on a loan but the collection agency will settle for less. The best way to deal with a collection agency is to ignore them